Pay by Link is a convenient, mobile-friendly, and PCI- and TCPA-compliant payment channel that allows insurers to securely collect premium payments from policyholders while they are communicating with an agent or CSR in a mobile or live chat environment. With its mobile-friendly user interface, policyholders can enjoy the convenience of making a payment directly from their phone. Agents, CSRs, and policy management systems are never exposed to sensitive payment information, making the payment completely secure and compliant, without sacrificing customer experience.