Bank Account Validation (BAV) is a service offered by One Inc that checks for potential issues and inconsistencies related to an insured’s bank account when it is saved to be used for payment. Working in real time, BAV verifies that an account is open, active, and in good standing. BAV checks for common drivers of failed ACH payments and prevents the insured from submitting a payment that will fail a couple days later on the ACH network. If the bank account fails to pass BAV, the insured will be notified in real time and asked to provide a valid bank account.